RBC Express Term Coupons
RBC Insurance provides a wide range of life, health, travel, home, auto and reinsurance products as well as creditor insurance services to more than five million clients in Canada, the U.S. and internationally. These products and services are offered through a wide variety of distribution channels, including retail insurance branches, the telephone, independent brokers, travel agents, a proprietary sales force and the Internet. RBC Insurance, which operates as part of the Canadian Banking segment of RBC, is the largest Canadian bank-owned group of insurers. We continue to lead in the creditor, travel, life and individual living benefits insurance markets in Canada. We also have a fast growing home and auto insurance business and a leading reinsurance operation. RBC Insurance in the United States Headquartered in Greenville, S.C., RBC Insurance offers life insurance, annuities and travel insurance through its legal entities, which includes Liberty Life Insurance Company and The Liberty Marketing Corporation. Liberty Life ranks 86th in total life insurance issued in A.M. Best's 2005 ranking of top U.S. life insurers. Liberty Life Insurance Company Liberty Life Insurance Company provides a wide and diversified range of insurance protection and wealth accumulation products including life and health insurance, annuities and related personal financial security products to consumers through regional and independent broker dealers, national marketing organizations, RBC banking and investment channels, the Internet, other direct marketing channels and a field force of approximately 300 full-time career agents. The Liberty Marketing Corporation As the agency for the US travel insurance division of RBC Insurance, The Liberty Marketing Corporation 1 distributes comprehensive trip cancellation and interruption products as well as emergency medical and travel assistance services through travel agents under the brand name RBC Travel Protection TM . Insurance Ratings Liberty Life Insurance Company is rated A (Excellent) by A.M. Best Company. Financial Strength and Stability You Can Trust RBC Financial Group: Arrow US$478.1 billion in assets as of October 31, 2006.* Arrow Ranked 44th largest corporation globally in total assets by Forbes Magazine, March, 2007. Arrow In business more than 130 years and providing insurance solutions for nearly a century. Arrow Among North America's most trusted companies and named "most respected corporation in Canada" for the fourth consecutive year in KPMG/Ipsos-Reid's annual survey. Arrow Recognized as "one of the world's most eminent institutions" by Global Finance Media Inc., an international publisher of financial data. *Value converted from Canadian dollars at the current exchange rate as of October 31, 2006. RBC Insurance in the United States**: Arrow Assets: $3.77 billion Arrow Liabilities: $3.50 billion Arrow Capital & Surplus: $268.5 million **Consolidated results as of December 31, 2006. TM Trademark of Royal Bank of Canada. 1 The Liberty Marketing Corporation is an agent and administrator for RBC Travel Protection, travel insurance underwritten by American Bankers Insurance Company of Florida in all states where approved except MN and by American Security Insurance Company in the state of MN. The Liberty Marketing Corporation is doing business as: LMC Insurance Marketing Corporation in CA LMC Marketing Corporation in CO, MA, & MN LMC Agency in TX
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